Our Mission

Is to provide short term financing to uderserved communities who may not qualify for traditional bank loans.

Our Vission

We aim to have 3 branches around Kwandebele by 2027, employ over 6 employees to assist in growing our company.

Our Values

We are committed to honesty, transparency, & putting our customers first while delivering fast, reliable, & responsible financial solutions.

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About Philamo Financial Solutions

Your Trusted Financial Partner

Philamo Financial Solutions is a reliable micro-lending company committed to providing fast, accessible, and affordable short-term loans to individuals across South Africa. We understand that financial emergencies can happen at any time, which is why we are dedicated to offering simple and stress-free solutions when you need them most.


Our services are designed for both employed individuals and SASSA beneficiaries, ensuring that more people have access to financial support even those who may not qualify for traditional bank loans.

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  • Simple
  • Transparent
  • Secure

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Management Team

Get to know our management team

  • Founder
  • CEO

Hillary Matloha, A young energetic individual with a diploma in youth development and a 3 years working experience in clicks store as astore assistance a cashier and a 9 years working experience as a service consultant at capitec bank.

Noluthando Mthombeni, A young strong women with leadership and management skills with a degree in applied economics and 2 years of experience working as an assistant at the Tshwane university of technology under the department of student governance and leadership development